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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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1 ) Determine types of advocate services available to individuals and families.
Examples: children, advisory councils, disability, senior adult, parental, spousal, family, consumer
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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2 ) Evaluate contributions of policy makers that affect manufacturers' guidelines on advocacy.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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3 ) Assess strategies that enable consumers to become advocates.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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4 ) Analyze effects of protection laws for consumers in the marketplace.
Examples: Consumer Product Safety Commission (CPSC), National Safety Council (NSC)
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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5 ) Critique educational and promotional materials used by consumer advocates.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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6 ) Determine strategies to reduce the risk of consumer fraud in the marketplace.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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7 ) Analyze investment strategies used by a personal financial planner.
• Creating a retirement and an estate plan
• Explaining benefits and risks of the stock market
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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8 ) Evaluate types of insurance available to individuals and families.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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9 ) Explain how to maintain a good credit rating.
• Identifying information needed for a credit report
• Classifying the three main credit reporting agencies
• Interpreting a credit score
• Analyzing consequences of bad credit
• Identifying ways to avoid identity theft
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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10 ) Determine types of deceptive and fraudulent practices associated with financial transactions, including pyramid schemers, medical fraud, deceptive infomercials, and Internet and telemarketing fraud.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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11 ) Determine financial resources to meet needs and wants of individuals and families in the various stages of the life span.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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12 ) Describe the use of technology in managing resources, purchasing products, and obtaining consumer information on goods and services.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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13 ) Compare features of products to determine product effectiveness.
Examples: household products, vehicles, technological products, food
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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14 ) Compare sales techniques used in marketing products.
• Testing products to determine product effectiveness
Examples: stain removal products, paper products
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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15 ) Apply statistical analysis to interpret, summarize, and analyze consumer data.
Examples: Statistical Analysis Software (SAS), Statistical Package for the Social Sciences (SPSS), Analysis of Variance (ANOVA), t-test
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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16 ) Determine transactions and procedures used by real estate agents or brokers to provide services to consumers.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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17 ) Determine procedures used to assess property value.
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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18 ) Describe costs a homeowner incurs when purchasing or selling a home.
Examples: closing cost, property survey, insurance, escrow accounts, homeowner insurance, maintenance fees, property taxes, homeowner association fees
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| Human Services (2009) |
| Grade(s): 9 - 12 |
| Consumer Services II |
| All Resources: |
0 |
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19 ) Determine transportation choices and costs available to consumers.
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