Obtaining, Evaluating, and Communicating Information
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1 ) Determine types of advocate services available to individuals and families. Examples: children, advisory councils, disability, senior adult, parental, spousal, family, consumer |
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2 ) Evaluate contributions of policy makers that affect manufacturers' guidelines on advocacy. |
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3 ) Assess strategies that enable consumers to become advocates. |
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4 ) Analyze effects of protection laws for consumers in the marketplace. Examples: Consumer Product Safety Commission (CPSC), National Safety Council (NSC) |
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5 ) Critique educational and promotional materials used by consumer advocates. |
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6 ) Determine strategies to reduce the risk of consumer fraud in the marketplace. |
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7 ) Analyze investment strategies used by a personal financial planner. Creating a retirement and an estate plan
Explaining benefits and risks of the stock market
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8 ) Evaluate types of insurance available to individuals and families. |
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9 ) Explain how to maintain a good credit rating. Identifying information needed for a credit report
Classifying the three main credit reporting agencies
Interpreting a credit score
Analyzing consequences of bad credit
Identifying ways to avoid identity theft
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10 ) Determine types of deceptive and fraudulent practices associated with financial transactions, including pyramid schemers, medical fraud, deceptive infomercials, and Internet and telemarketing fraud. |
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11 ) Determine financial resources to meet needs and wants of individuals and families in the various stages of the life span. |
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12 ) Describe the use of technology in managing resources, purchasing products, and obtaining consumer information on goods and services. |
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13 ) Compare features of products to determine product effectiveness. Examples: household products, vehicles, technological products, food |
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14 ) Compare sales techniques used in marketing products. Testing products to determine product effectiveness
Examples: stain removal products, paper products |
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15 ) Apply statistical analysis to interpret, summarize, and analyze consumer data. Examples: Statistical Analysis Software (SAS), Statistical Package for the Social Sciences (SPSS), Analysis of Variance (ANOVA), t-test |
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16 ) Determine transactions and procedures used by real estate agents or brokers to provide services to consumers. |
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17 ) Determine procedures used to assess property value. |
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18 ) Describe costs a homeowner incurs when purchasing or selling a home. Examples: closing cost, property survey, insurance, escrow accounts, homeowner insurance, maintenance fees, property taxes, homeowner association fees |
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19 ) Determine transportation choices and costs available to consumers. |